Stafford Loan for Graduate Students: A way to head start!

Students are serious about their studies and so they are looking to get the financial support when they don't manage all the financial requirements by themselves. Different kinds of student loans are available for students with different conditions. There are federal and private organizations that are providing the student loans to the students who apply for the loans. Federal Student Loans are fixed Rate student loans for graduate's students that are attending the colleges or university at least half of the total session. There are Student Loans No Cosigner programs for students who have no cosigner.

Stafford Loans are common and low cost way to pay for the schools. There are two kinds of graduate federal student loans. These are:


  • Subsidized Stafford Loans

  • Unsubsidized Stafford Loans

Subsidized Stafford Loans are provided to the graduate students according to their financial requirements. You will not charged interest before the repayment starts or during the period of deferment. The federal government subsidizes the interest during this period. On the other hand the Unsubsidized Stafford Loans are not awarded according to the financial needs. Any eligible graduate student can get the unsubsidized Stafford loans. You will have to pay the amount from the loan get disburse to the time the loan get totally repaid.

The benefits of Stafford Student Loans:

  • Low Interest rate of 6 to 7 %
  • High borrowing limits
  • No payments while enrolled in school
  • Acceptance not based on credit records

These Student Loans without cosigner programs will make your studies hassle free and you will be more focused towards your studies without any worries.